Our Services

This process is different for each client. Sometimes for each account a client may have and it is constantly evolving as life changes. The first piece in this process is to get to know you, your needs, and goals as thoroughly as possible. Consultations are always free. Then using these conversations we are able to begin the education process on your options and the various outcomes. Through this education process a plan is developed and then is able to be easily be implemented by us at SCOAPE Financial Group.
 

Here at SCOAPE Financial Group we genuinely enjoy the education process. This includes meeting with every participant and new enrollee to educate them on the retirement plan, their options, and the benefits. This education process continues on to investment committees and business owners as we work with those groups to ensure that their retirement plan is functioning as efficiently as possible while meeting the plan's goals.                                                                                                                                       

You have worked hard your entire life - sacrificing today to save for retirement. Having a solid retirement income plan that holistically includes Social Security, taxes, and other types of income along with investment income is prudent. Worrying about your retirement income running out or being significantly reduced should not be a part of this most relaxing and rewarding time.                                         

You have spent your life accumulating assets. You have the right to decide how and who those assets will benefit if you no longer need them. Besides simpler beneficiary and TOD/POD designations you may elect to wish to do more in-depth estate planning. This could be to help decide who inherits your assets, when, and how. But it may also be in the event that you become incapacitated, to help choose who takes care of children if you are unable, to minimize taxes, or help avoid probate on assets.                    

Acquiring life insurance is, perhaps, one of the most selfless decisions that person can make. Proceeds can help pay bills for your family after you are not able to do so. But it also important if a member of a home is a "stay-at-home". This makes life insurance an important part of the financial planning discussion. Life Insurance can also be important to business owners for various reasons such as buy/sell arrangements or key person.

Health Insurance
Obtaining health insurance is almost a necessity in the modern day. Being unable to earn a paycheck when ill or injured is hard enough; combined with outstanding medical bills, it can dramatically disrupt a household's finances. With the Affordable Care Act, Medicare, and Medicaid constantly under review and edited by the government, this makes health insurance and Medicare Supplemental insurance an important part of the financial planning discussion. Group health insurance can also be important to business owners to add incentive to recruit or retain personnel.